Public Citizen

OCTOBER 31, 2020

Here's the abstract: This Article calls for a conceptual shift toward the scrutiny of exploitative consumer standard form contracts. Yehuda Adar of the University of Haifa and Shmuel I. Becher of the Victoria University of Wellington have written  Taking Boilerplate Seriously: Tackling Exploitation in Consumer Contracts.

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45

Public Citizen

SEPTEMBER 20, 2021

Here is the abstract: Access to affordable credit played a central role in the Civil Rights Movement. Amendments we propose to the Equal Credit Opportunity Act, the Community Reinvestment Act, and the regulations that implement them call for advertising that welcomes people of color to affordable credit sources. This needs to change.

Lender 45

Lender Banks Education Loans 45

Public Citizen

MAY 16, 2022

Here's the abstract: The Federal Trade Commission (FTC) is no one’s idea of a serious rulemaker. forthcoming in FTC's R????????? Concurrences 2022). To the contrary, the FTC is in many respects a law enforcement agency that operates through litigation and consent decrees. Yet things may be changing.

Trade 45

Trade 45

Public Citizen

NOVEMBER 24, 2020

Here is the abstract: This article details why the Federal Trade Commission should resurrect one of the key authorities it abandoned in the 1980s: Section 5(m)(1)(B) of the FTC Act, the Penalty Offense Authority. We close with a call for a broader rethinking of the Commission’s approach to combatting corporate misconduct.

Trade 45

Trade 45

Public Citizen

NOVEMBER 27, 2021

Here is the abstract: For decades, the United States system of arbitration has been subject to nearly constant public criticism. In the wake of a national racial reckoning and high profile cases that have called attention to the issue, arbitration has been called the place "where white men rule." Arbitration.

Lawyers 56

Lawyers Collections 56

Public Citizen

AUGUST 29, 2021

Here is the abstract: Millions of consumers are routinely subject to non-transparent consumer contracts. Against this backdrop, Part III calls for introducing transparency-related concepts to the law of consumer contracts. Such contracts undermine fundamental contract law notions. They leave consumers uninformed and disempowered.

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Fico Collections

FEBRUARY 26, 2021

But organizations I work with find this “360 degree view” to be an abstract concept. If a long term customer logs into your mobile app more than 10 times a month you can use this context to inform your treatment of them such as contacting them with an automated SMS or Email to make a payment vs through a phone call.

Financial Institution 52

Financial Institution Manufacturing Collections Loans 52

Public Citizen

JUNE 11, 2021

We received the following call for submissions: The AALS Section on Financial Institutions and Consumer Financial Services invites submissions of no more than five pages for its session at the 2022 annual meeting of the AALS.

Banks 45

Banks Financial Institution Financial services 45

Debt Guru

SEPTEMBER 17, 2020

If talking about all of this in the abstract is confusing, let’s take a look at the rule in real life. Rather than using a complicated spreadsheet to sort through line after line of your spending habits, the 50/30/20 budget sorts every dollar into one of these three buckets. How Does it Work? Needs – 50%. Wants – 30%.

Unsecured Debt 98

Unsecured Debt Debt Management 98

FFGN COLLECT NY

MAY 14, 2021

When calling a New York debt collection lawyer for help pursuing or defending a judgment obtained in New York or elsewhere, one of the top questions asked is whether the judgment was obtained on the merits or on default. The rationale behind the question is that when it comes to New York City, the distinction truly makes a difference.

Judgment 40

Judgment Collections Debtor Creditors 40

Sawin & Shea

SEPTEMBER 1, 2021

The new bill, called the “FRESH START Through Bankruptcy Act of 2021” , was introduced in August by the chair of the Senate Judiciary Committee and Senator John Cornyn (R-TX). Of course, “undue hardship” is somewhat abstract as hardship for one individual can be different than the hardships for another. trillion student loan debt.

Student loans 52

Student loans Student Loans Bankruptcy Loans 52

Sawin & Shea

SEPTEMBER 1, 2021

The new bill, called the “FRESH START Through Bankruptcy Act of 2021” , was introduced in August by the chair of the Senate Judiciary Committee and Senator John Cornyn (R-TX). Of course, “undue hardship” is somewhat abstract as hardship for one individual can be different than the hardships for another. trillion student loan debt.

Student loans 52

Student loans Student Loans Bankruptcy Loans 52